commercial insurance

Commercial Property Insurance
A policy that covers the physical premises of a business as well as the belongings of the business, including loss of computer systems, loss of a lease, equipment breakdown, loss of valuable papers, environmental damage and increases in ordinances.
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Business Interruption Insurance
A policy that pays for losses such as wages, earnings, and other expenses when operations are shut down because of a covered cause.

Commercial General Liability Insurance
A policy that provides coverage for premises, contractual or assumed liability, products liability, products recall liability, professional liability, internet liability, international liability, personal injury such as mental anguish, damage to leased premises, employee benefit legal liability and umbrella excess liability.
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Workers' Compensation Insurance
A policy that provides coverage in the event of the injury or death of an employee. Workers' compensation is required in many states.

Crime Insurance
A policy that provides coverage for hold-ups, burglary and robbery, computer fund transfers, computer fraud, employee dishonesty and depositors forgery.

Professional Liability Insurance
A policy that provides coverage in the event of an error, negligence, or omission by an employee.

Bonds
Bonding can be secured to ensure the performance of others by way of a performance bond or a surety bond.

Commercial Automobile Insurance
A policy that covers lawsuits arising out of automobile accidents, as well as uninsured or underinsured motorist, the risks of renting a car or truck, and loan lease gap which is the difference between an outstanding loan or an outstanding lease and the market value of the vehicle.
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Event Insurance
A policy that covers an event, such as an off-site conference, company outing, or concert.

Directors & Officers Insurance
A policy that covers the directors, officers, and management of a business in the event of an action by an employee.

Commercial Umbrella
A policy that provides additional coverage to an existing policy. This excess policy is typically broader in its coverage terms.

Product Liability Insurance
A policy that covers faults in the design, production, or quality of a product.

Health Insurance
A broad term describing protection from loss due to illness or injury, resulting in loss of life, loss of earnings, or expenses incurred.

Employer Injury Insurance
Cambridge helps employers obtain the following types of coverage: Employers Liability, Stop Gap Liability for Monopolistic States, Statutory Workers Compensation, Workplace Violence.

Kidnap, Ransom & Extortion Insurance
As kidnappings on an international scale involving a variety of corporations has created a heavy demand for coverage. The insurance covers named employees for individual or aggregate amounts, with deductibles requiring the insured to participate in about 10% of any loss.